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Financial fitness begins with taking proactive controls. Facing high-interest credit card debt and endless Minimum Payments, you need a smarter debt-clearing strategy. CreFIT leverages big data to provide flexible ClearCard Credit solutions, helping you break free from the trap of passive repayment.
Ultra-fast approval through a convenient and efficient process.
CreFIT ClearCard Credit features No-TU check, leaving no trace during the application process.
Enjoy zero interest and zero fees if the loan is fully repaid within 7 days.
A high amount of approved loans to help you consolidate and clear high-interest credit card debts in one go.
Interest Calculation
Repayment Tenor
Credit Rating (TU)
Approval Speed
Extra Protection
CreFIT
ClearCard Credit
Effective rate is as low as 1.98%. No compound interest; interest expenses are clear at a glance.
General Credit Card Repayment
Interest rates are typically as high as 30%-35%. Outstanding balances continuously roll over interest, causing debt to snowball.
"I initially thought that paying the minimum amount every month was good enough and that a few thousand dollars was manageable. The breaking point was realizing that a huge portion of my salary was going toward card repayments, yet the debt never decreased. I wanted to apply for an installment loan from a bank to clear it, but I was afraid my credit rating had already been ruined because I kept paying the minimum...
Finally, I tried CreFIT ClearCard Credit. Honestly, as a designer constantly chasing deadlines, how do I make the time to queue at a branch to submit documents? CreFIT was handled entirely on my phone—just a photo of my ID and a quick upload. No face-to-face meetings required; it was truly convenient. Although my monthly repayment amount is similar now, the difference is that I know I'll be debt-free in 24 months. I don’t have to keep letting the banks earn interest off me!"
